Account & Wallet
Digital management of funds, transactions, beneficiaries and recurring payments.
Sabir brings together digital accounts, payments, cards, collections and business services in one simple and secure European experience.
Institutional demo. Regulated services will be made available subject to applicable authorisations and completion of the licensing process.
A platform designed for retail customers, professionals and businesses operating across Europe and international markets.
Digital management of funds, transactions, beneficiaries and recurring payments.
Physical and virtual cards with spending controls, limits and real-time management.
Transfers, collections and digital payments through a simple and transparent experience.
Solutions for companies, marketplaces, payouts, APIs and embedded finance services.
A single experience for managing wallets, payments, cards and currencies, with simple customer features and controls for personal and family finances.
Digital management of funds, beneficiaries, transactions and core payment operations.
Transfers to other users and bank accounts, with transaction traceability.
Physical and virtual payment instruments with limits and operational controls.
Management of balances in multiple currencies and conversions within the authorised service perimeter.
Budgets and sub-accounts linked to the main account to organise balances and spending.
Digital interaction between users and services in an integrated, simple and always-accessible environment.
Operational dashboard, corporate roles, approval flows, reconciliation and APIs in an environment designed to scale.
The investment programme is aimed at obtaining a licence from the local supervisory authority to operate as an Electronic Money Institution (EMI) based in Malta and authorised by the Malta Financial Services Authority (MFSA) under the European E-Money Directive 2009/110/EC.
The project focuses on the issuance and redemption of electronic money, payment services and digital internet-banking solutions, with the objective of operating within the authorised perimeter and across countries reachable through SEPA.
The project aims to create and foster an integrated circular system that makes cross-border trade more efficient through a digital payments platform and an ecosystem aligned with technological developments.
The organisational model provides for a single payment platform, one Back Office and a central treasury function, with distinct professional capabilities for onboarding, customer management and service customisation.
The digital payments system is designed to enable secure transfers to a mobile wallet and to integrate different funding and use channels.
The model integrates balance management, clearing and settlement logic, the features of open card schemes and a technology infrastructure capable of supporting the messaging required for electronic-money transfers.
The project aims to combine accessibility, interoperability and operational continuity in a single digital experience. In particular, the model is designed to:
The industrial project is designed to manage different types of transfers and payments in an integrated way, including SCT, SDD and digital P2P transactions, through an interconnection system between different financial platforms.
The architecture is designed to connect banking channels, electronic money, payment cards and digital systems through a common Back Office and central treasury model.
The demo reflects an architecture focused on strong customer authentication, transaction monitoring, safeguarding, AML/CFT and operational resilience under the applicable regulatory framework.
Identification, document verification and customer profiling through KYC/KYB processes.
Strong authentication, device management, alerts and anti-fraud controls.
Controls, traceability, reporting and management of operational and ICT risks.
Institutional details and digital contact points for SABIR.
The web domain is connected to the Sabir portal while keeping Email Routing DNS records separate.
Sabir Pay Limited is developing its Electronic Money Institution project in Malta with a platform focused on payments, wallets and digital financial services for individuals and businesses.
Company No. C 63911 · VAT No. MT21663036
Juanafil Group, Central Office Building, Blocco A, Livello 2, Halmann Vella, Mosta Road, Lija, LJA 9016 · Malta
Pay from your main account or from an Account Tree branch you are authorised to use. The branch applies budget and limits while drawing on the owner's parent-account liquidity.
Budgets do not move money: they define an operating ceiling over the parent account's shared liquidity. Shared branches can be used by authorised users.
Sabir One connects personal life, family, business, merchant collections and communities. Each branch can have different rules and access rights while payments, documents and conversations remain in the same environment.
Open Sabir Connect to attach a document, request an amount, pay and retain the receipt in the same conversation.
Open Account Tree to create branches, assign limits and share access without pre-fragmenting liquidity.
Summaries are shown in EUR; entries in other currencies are converted using the current Sabir demo rates.
Sabir payments can be classified automatically. You can also record external-bank or cash movements.
| Date | Type | Category | Description | Account / counterparty | Status | Amount | Actions |
|---|---|---|---|---|---|---|---|
| Open this section to load the ledger. | |||||||
USD/GBP/CHF rates can be updated from the ECB. BTC is indicative and remains separate as a demo/future feature.
Web and mobile access use the same server-side credentials. Changing your password will close all sessions and you will need to log in again on every device.
You can enable/disable a profile, assign a temporary password and edit the Sabir nickname. The Sabir User Code is permanent and cannot be edited.
Generate and assign a Sandbox IBAN to a customer or Account Tree branch. The system checks format, checksum, account ownership and uniqueness. Malta is enabled; other countries remain locked until official partner identifiers and account ranges are configured.
| Customer / account | Country | IBAN | Bank / branch ID | Allocated by | Status |
|---|---|---|---|---|---|
| Loading… | |||||
Add a personal or Merchant account in staging.
Shows the entered User ID, outcome, web/mobile source, date and device. Passwords are not recorded.
Write the message that scrolls slowly from right to left at the bottom of the public website. Italian and English can be managed separately.
Applications submitted through the public “Submit your App” form. They remain separate from the Social Marketplace until Sabir completes its review.
— displayed applications · —
| App / reference | Developer | Contact | Category / impact | Store / API | Declared usage | Partnership | Internal status | Actions |
|---|---|---|---|---|---|---|---|---|
| Open Administrator to load applications. | ||||||||
Use the same User ID and password as the web portal.
The new password will be valid on both the web portal and the mobile app.